Deposits
We assure a higher rate of interest to your deposits with the government guarantee
Loans
We offer various kinds of loans to our members according to their needs through a simple and speedy process
M D S
We have different types of MDS up to 10 lakh sala for satisfying the financial needs of our members
Locker Facility
safe deposit locker facility is available
WHO WE ARE
The Irinjalakuda Social Welfare Co-Operative Society Ltd. No.R 1327 (ISWCS) has registered as a co-operative society on 16-11-2011 under Kerala Co-Operative Society Act 1969 and started functioning on 24-11-2011.
Area of the operation of the society is Mukundapuram, Chalakudy Taluk, Thrissur Dist. The society implements all the available modern banking facilities to help its customers at the maximum. The society offers a fully-fledged range of banking services like loans, deposits, MDS etc.
Office of the registrar of co-operative societies, Govt. of Kerala, Trivandrum is the Apex body which controls and monitors the co-operative sector in Kerala. The Apex body issues circulars from time to time which is implemented and followed in the co-operative sector. Apex body decides the rate of interest for deposits and advances, types of deposits and advances, Recovery of loans, security measures.
OUR SERVICES
What we bring to you
Simple Loan
- Interest up to 12.5%
- For 36 months.
- Member can avail of this loan
Gold Loan
- ο We offer gold loans with minimal procedures.
- ο We offer up to 3000rs per gram
- ο Interest 10.5%
Recovery Loan
- Government employees can avail of loans according to their salary certificate.
- Interest 12.5%
Vehicle Loan
- ο Helps members to purchase their own vehicle.
- ο Granted up to 11% for aΒ vehicle
- ο Maximum up to 60 months duration
Business Loan
- ο Helps to start or modify business.
- Β Β Expand your existing business
- ο Up to 11.5%
- ο Duration up to 18 months.
Mortgage Loan
- We offer loans against property up to a maximum of 12.5 %Β for an individual.
- Duration up to 100 months .
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