L O A D I N G

IRNJALAKUDA SOCIAL WELFARE CO-OPERATIVE SOCIETY 

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  • Profile
  • Our Mission
  • President Message
  • Board of Members

Profile

The Irinjalakuda Social Welfare Co-Operative Society Ltd. No.R 1327 (ISWCS) has registered as a co-operative society on 16-11-2011 under Kerala Co-Operative Society Act 1969 and started functioning on 24-11-2011


Area of the operation of the society is Mukundapuram Taluk, Thrissur Dist. The society implements all the available modern banking facilities to help its customers at the maximum. The society offers a fully fledged range of banking services like loans, deposits, MDS etc.


Office of the registrar of co-operative societies, Govt. of Kerala, Trivandrum is the Apex body which controls and monitors the co-operative sector in Kerala. The Apex body issues circulars from time to time which are implemented and followed in the co-operative sector. Apex body decides the rate of interest for deposits and advances, types of deposits and advances, Recovery of loans, security measures.

Our Mission

"To emerge as one of the premier and most preferred banks in the country by adopting highest standards of professionalism and excellence in all the areas of working!!!"

Functions

The Role and Functions of ISWCS includes the following:

• To mobilize resources for providing long term loans to its customers, by issuing shares.

• To provide loans to its customers for fulfilling their different needs like construction of house, to commence business and small scale industry, own vehicles, purchase gold, child education, marriage and to meet hospitalization expenses.

• To run different affiliated firms like neethi medical store, neethi supermarkets, I.T firms and other projects to provide employment opportunities as well as quality products in a reasonable price.

President Message

My hearty welcome to the website of The Irinjalakuda Social Welfare Co-operative society.

The prime objective of hosting this website is to facilitate all our visitors a clear picture about ISWCS. Our major mission is to emerge as one of the premier and most preferred banks in the country and ensure a prosperous future to all its members.

I would like to extend my warmest thanks to all Members and Shareholders for their support to begin our mission.

Year 2012 is also recognized as the International Year of the co-operatives by the United Nations. This is an acknowledgment by the international community that co-operatives too contribute to drive the economy, contribute to build a better world, respond to social changes and are serious, successful businesses creating jobs in different sectors.

"Cooperatives are a reminder to the international community that it is possible to pursue both economic viability and social responsibility" says United Nations Secretary-General Ban Ki Moon.

"I'm very proud to introduce our bank to you in this international year of Co-Operatives and to be a part of this revolution."

Even though a beginner in this sector we offer highest standard of banking facilities and professionalism in all area of working.

We aspire to make this website as user-friendly as possible, for which we seek your valuable opinion. So do not hesitate and feel free to communicate to us via our email id info@iswcs.in

K.K.Sobhanan
President

Board of Members

  • Pradeep (Secretary)

    KANDEDATH HOUSE

    MONADY

    VELLIKULANGARA

    Mob: 9446383207

  • K.K. Sobhanan (President)

    KOOVELI HOUSE

    KALPARAMBU

    ARIPPALAM

    Mob: 9048796806

  • Adv. Nimmy Prasad (Vice president)

    VYKKATTIL HOUSE

    KIZHUTHANI

    THANISSERY

    Mob: 9447379937

  • M.S Anilkumar (Legal Advisor)

    Spanzio Villas

    21/349/18P.V.Complex

    West Fort, Thrissur- 680004

    Mob: 9447072342

Directors

  • Shatto Kurian

    KARUKUTTIKARAN HOUSE

    THUMBOOR

    Mob: 9895768415

  • Siju.K.Yohannan

    KOONAN HOUSE

    SANTHI NAGAR

    IRINJALAKUDA

    Mob: 9895008744

  • M.S.Dasan

    MADATHIKKARA HOUSE

    MADATHIKKARA

    IRINJALAKUDA

    Mob: 9846400879

  • Mrs. Saira Sali Hussain

    KALAKKAT HOUSE

    SN NAGAR

    IRINJALAKUDA

    Mob: 9447833414

  • Babu Thomas

    PUNNELIPARAMBIL HOUSE

    KOMBIDI

    THAZHEKKAD

    Mob: 9387946773

  • Mrs. Shaija Anilkumar

    MALIEKKAL HOUSE

    KIZHUTHANI

    THANISSERY

    Mob: 8943333133

  • Raphy.M.J

  • V.V.Santhosh

    VELAMPARAMBIL HOUSE

    PORTHISSERY

    IRINJALAKUDA. (N)

    Mob: 9048795903

  • M.K.Balakrishnan

    MADATHINGAL HOUSE

    EDATHIRINJI

    Mob: 9446144794

  • Aji.K.Thomas

    KOTTINICKAL HOUSE

    IRINJALAKUDA

    Mob: 9847088787

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SIMPLE LOAN
GOLD LOAN
RECOVERY LOAN
VEHICLE LOAN
BUSINESS LOAN
MORTGAGE LOAN
PONKIZHI
SIMPLE LOAN

SIMPLE LOAN

 Members can avail this loan.
 Granted up to Rs.25000/-
 Duration up to 25 months
GOLD LOAN

GOLD LOAN

 We offer gold loan with minimal procedures
 We offer 80% of the market value for GOLD Loan.
 Interest is 13% and there is no other charges.
RECOVERY LOAN

RECOVERY LOAN

Government employees can avail loan according to there salary certificate. Maximum duration is for 5 years.
VEHICLE LOAN

VEHICLE LOAN

 Helps members to purchase their own vehicle
 Granted up to 80% of the vehicle
 Maximum up to 60 months duration
BUSINESS LOAN

BUSINESS LOAN

 Helps to start or modify business
 Up to Rs.100000
 Duration up to 365 days
MORTGAGE LOAN

MORTGAGE LOAN

We offers loan against property up to a maximum of Rs.1000000/- for an individual. There is no registration fee for this loan and the maximum interest is 15%.
PONKIZHI (A SPECIAL PLAN TO PURCHASE GOLD ON CREDIT)

PONKIZHI (A SPECIAL PLAN TO PURCHASE GOLD ON CREDIT)

 ISWCS introduce a special plan to purchase gold on credit.
 Only 10% amount has to be paid in advance
 90% of the amount will be granted as loan
 Different options in tenure, maximum up to 5 years

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Fixed
Savings
MDS
New Chit
1
1
1
1
FIXED DEPOSITS

FIXED DEPOSITS













From Day To Day Percentage of Interest
1/5/2015 31/5/2015 10%





Individual in personal capacity can open.
Individuals in joint names can open.
A minor with natural guardian can open.
Application form necessary.
Rate of interest as applicable to F.D rates.
Institutions can open F.D.
Minimum deposit amount Rs.1000.
Minimum Period 15 days.
Payment of interest on monthly, quarterly, half-yearly and annually for deposit of 1 year and above.
Loan and nomination facility.
Facility of premature withdrawal.

SAVINGS BANK ACCOUNT

SAVINGS BANK ACCOUNT

For starting SB accounts visit our HO
MDS

MDS

To increase the savings habit of members we are promoting different types of MDS .
Now we are launching our 8th MDS on 11th April 2014.
For more details Please contact our HO

MDS- 2

MDS- 2






































MDS- 2, Sala 108000, Drawn on 11-10-13
Installment No : 17
MDS# Name Amount
Prized 63 Shaija Anilkumar 102600
Auction 1 8 Lino Sobhanan 87000
Auction 2 95 Abdul Sathar 88950
Next premium is Rs. 2729/-




MDS- 3

MDS- 3

























MDS- 3, Sala 500000, Drawn on 17-10-13
Installment No : 15
MDS# Name Amount
Auction 12 Mohanan.P.K 470000
Next premium is Rs. 24750/-

MDS- 4

MDS- 4

























MDS- 4, Sala 990000, Drawn on 21-10-13
Installment No : 8
MDS# Name Amount
Auction 8 Ashraful Sheik 835000
Next premium is Rs. 26803/-

MDS- 5

MDS- 5

























MDS- 5, Sala 250000, Drawn on 11-10-13
Installment No : 4
MDS# Name Amount
Auction 2 Neetha Jojo 203400
Next premium is Rs. 8636/-

MDS- 6

MDS- 6

























MDS- 6, Sala 100000, Drawn on 11-10-13
Installment No : 3
MDS# Name Amount
Auction 38 Aji.K.Thomas 70000
Next premium is Rs. 1875/-

MDS- 7

MDS- 7

























MDS- 7, Sala 200000, Drawn on 21-10-13
Installment No : 2
MDS# Name Amount
Auction 5 Unnikrishnan.P.R 140000
Next premium is Rs. 3750/-

DDS - 1

DDS - 1





































DDs- 1, Sala 200000, Drawn on 21-10-13
Installment No : 32
DDS# Name Amount
Prized 40 Dr. Anish 68400
Auction 1 84 Paul Thomas Maveli 68390
Auction 2 78 Binoy.K.P 68390
Next premium is Rs. 2000/-, due on 01/11/13








































New Scheme
Sala 20,00000
Prize 9,50,000
Installments 100
Installment Amount 10,000
No of Divisions 2
No of Members 200
No of lots 1
No of auction 1

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  • IRINJALAKUDA SOCIAL WELFARE CO-OPERATIVE SOCIETY

    Mob : +91 9446383207

    Phone : 0480 2822010, 0480 2822102

    email : info@iswcs.in

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Irinjalakuda Social Welfare Co-operative Society

Irinjalakuda Social Welfare Co-operative Society

Irinjalakuda Social Welfare Co-operative Society

Irinjalakuda Social Welfare Co-operative Society

Irinjalakuda Social Welfare Co-operative Society

Irinjalakuda Social Welfare Co-operative Society

Welcome ISWCS

Welcome ISWCS

The Irinjalakuda Social Welfare Co-Operative Society Ltd. No.R 1327 (ISWCS) has registered as a co-operative society on 16-11-2011 under Kerala Co-Operative Society Act 1969 and started functioning on 24-11-2011.

Area of the operation of the society is Mukundapuram Taluk, Thrissur Dist. The society implements all the available modern banking facilities to help its customers at the maximum. The society offers a fully fledged range of banking services like loans, deposits, MDS etc.

Follow us on

Neethi Super Market<br><span>Porithissery, ph : 0480- 2828258</span>

Neethi Super Market
Porithissery, ph : 0480- 2828258

Neethi Supermarket is a co-operative society.Which provides,

• Grocery
• Stationary
• Presentation
• Crockery
• Cosmetics items

to everyone in an affordable rate.
Neethi Medical Store<br><span>Kodungallur Bus Stop, Tana, Irinjalakuda, ph : 0480-2822070 </span>

Neethi Medical Store
Kodungallur Bus Stop, Tana, Irinjalakuda, ph : 0480-2822070

Features of Neethi Medical Store:

• 4% to 50% decline in tablet rate
• 2% further decline for old citizens
• 19.6% waning for Insulin

Working hours: 8 a.m to 9 p.m